Compare banks
Compare bank interest rates
Loan and deposit rates from major Indian banks, side by side. Each figure is the rate the bank advertises on its own website, with a link to that page and the date we last checked it.
FD · 3–5 years — highest rate first
3 banks · last checked 22 Oct 2026
- ICICI Bank6.5%
- Bank of Baroda6.3%
- State Bank of India6.3%
| Bank | Rate a year | Senior citizens | Details | Checked |
|---|---|---|---|---|
| ICICI BankHighest | 6.5% | 7.1% | 3 years 1 day to 5 years, w.e.f. 22 Oct 2026 | 22 Oct 2026Bank's page for ICICI Bank |
| Bank of Baroda | 6.3% | 6.9% | Above 3 up to 5 years, w.e.f. 12 Jun 2026 | 22 Oct 2026Bank's page for Bank of Baroda |
| State Bank of India | 6.3% | 6.8% | 3 years to under 5 years, below ₹3 crore | 21 Oct 2026Bank's page for State Bank of India |
These are the rates each bank advertises — usually the lowest, for borrowers with a strong credit score. Your rate depends on your credit score, the amount, the tenure and the bank's current policy, and banks change rates often (rates not re-checked in 45 days are marked). Confirm with the bank before you decide. Sampatti Planner has no tie-up with any bank and does not recommend one.
Government schemes such as PPF, SCSS and NSC are on official rates.